Insurance for builders and tradespeople
Most tradespeople need public liability, cover for their tools, and van insurance for business use. If you employ or sub-contract, employers’ liability and contract works cover may also be needed.
Tools left in the van
Many policies only cover tools in a locked van at certain times. Check the overnight rules.
Sub-contractors
Labour-only sub-contractors may count as employees for insurance purposes.
Contract works
Covers the work you are building until it is handed over.
Heat and height
Work with heat, at height or on roofs is rated differently. Describe it accurately.
- Your trade and type of work
- Turnover and staff
- Tool value
- Claims history
- A description of your work
- Tool values
- Staff and sub-contractor numbers
Mon – Fri 9:00 am – 5:30 pm, Sat & Sun closed · Help in English or Turkish
Tradesman InsuranceCover for builders, plumbers, electricians and other trades working on site.Tools InsuranceCovers the tools you rely on against theft and damage, including from your van.Van InsuranceCover for vans used for work, from single vans to small businesses.Contractors All Risks InsuranceProtects the works in progress, materials and plant on a construction project.
More guides: Van insurance: which use do you need?
General guidance only. Cover depends on policy terms, conditions and exclusions.
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