GUIDES

What is a commercial combined policy?

A commercial combined policy brings several business covers into one, typically property, employers’ and public liability and business interruption. It suits businesses with premises, stock and staff.

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One renewal date

Fewer policies means fewer gaps and one date to remember.

Choose the sections you need

You usually pick sections, such as goods in transit or money cover.

Accurate sums insured

Each section needs a correct value, or claims may be reduced.

Who it suits

Manufacturers, wholesalers, workshops and larger shops often use it.

WHAT AFFECTS THE COST
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RELATED COVER

More guides: Do I need employers’ liability insurance? · Business interruption insurance explained · Cyber insurance for small businesses

General guidance only. Cover depends on policy terms, conditions and exclusions.

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